@charset "utf-8";
/* CSS RESET */

html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, font, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
b, u, i, center,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend, caption{
	margin: 0;
	padding: 0;
	border: 0;
	vertical-align: baseline;
	background: transparent;
	}

body {
	line-height: 1;
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	}
.widget-area, .widget {overflow: hidden; zoom: 1;border:1px;}
ol, ul {
	}
a {
	color:#000;
	text-decoration:none;
	outline:0;
}	
font { line-height:normal;}
a:hover {
	text-decoration:underline;
}

h3 { font-size:16px;}
/*----------------------------------------------*/

#header { width:970px; margin:auto; overflow: hidden;}

#navigation { width:100%; height:46px; margin:0 0 15px 0; }
	#nav { width:970px; margin:auto; height:46px; position: relative; list-style:none; z-index: 1000;}
	#nav li { float: left; }
	#nav li a span {cursor: pointer; color:#FFF; padding:0 25px;}
	#nav li a {	font-weight: bold; color: #000; font-size: 13px; text-decoration: none; float: left; line-height: 46px; }
	#nav li a:hover, #nav li a.active { }
	#nav li a.active span { background: none; }
	#nav li ul { position: absolute; margin-left: -1px; top: 45px; width: 230px; }
	#nav li ul li { float:none; background: none; display: inline; }
	#nav li ul li a { float:none; display: block; font-weight:bold; text-transform: none; font-size: 13px;line-height: 1.5em;padding: 6px 0 6px 25px;  border-bottom:1px #CCC solid; border-top:1px #FFF solid; }
	#nav li ul li a.first { border-top:none;}
	#nav li ul li a.last { border-bottom:none;}
	#nav li ul li a:hover{ text-decoration: none; }
	#nav ul li div ul li ul { left: 100%; margin-top:-40px; }
	
#content_top { width:970px; margin:0 auto 10px auto; clear:both;}
* html #content_top { width:980px;}
	#flash_banner { width:696px; height:355px; background:url(images/flash_banner.jpg) no-repeat scroll 0 0; float:left;}
	#flash_banner_refinence { width:696px; height:246px; float:left;}
	#consultation_form { width:264px; height:355px; float:right; font-size:12px;}
	#consultation_form h3 { line-height:38px; padding:0 15px; font-size:16px; }
	#consultation_form form { padding:0 15px; }
	dt { padding:4px 0; width:92px;  float:left; line-height:22px; height:22px;}
	dd { padding:4px 0; width:141px; float:right; height:22px;}
	dd input { border:none; /*background:url(images/input.gif) no-repeat scroll 0 0;*/ padding:3px 5px; width:131px; height:16px; border-radius:5px; -moz-border-radius:5px;}
	.glossary dt, .glossary dd, .glossary dd input { background:none; padding:0; width:auto; float:none; line-height:inherit; height:auto;}
	#consultation_form .consFormSubmit {height:33px;width:140px; font-weight: bold; color:#fff;background:url(images/consFormSubmit_bg.png) no-repeat scroll 0 0;cursor:pointer;}
	#consultation_form .consFormSubmit:hover {outline:none!important;}
		#consultation_form .consFormSubmit:focus {outline: 1px solid transparent!important;background:url(images/consFormSubmit_bg.png) no-repeat scroll 0 0;}
	#consultation_form form #consultation_submit, .indexNewsletter #news_submit, #green_but{ border:0; cursor:pointer; width:152px; height:26px; color:#FFF; font-weight:bold; font-size:12px; padding:0 0 4px 0; outline:0; float:right; margin:6px 0 0 0; letter-spacing:1px;}
	*html #consultation_form form #consultation_submit, .indexNewsletter #news_submit{ padding:5px 0 4px 0;}
	#consultation_form select { width:141px; height:22px; border:1px #FFF solid; /*background:url(images/input.gif) no-repeat scroll -1px -1px;*/ border-radius:5px; -moz-border-radius:5px;  }
	#consultation_form select:focus, #consultation_form input:focus{ outline: 1px solid transparent;background:#ececec; }
	/*--- select style ---*/
	.stylish-select ul.newList {left:-9999px;}
	ul.newList * {margin:0; padding:0; font-size:12px;}
	ul.newList a {color: #000; text-decoration:none; display:block;}
	ul.newList {margin:0; padding:0; list-style:none; color:#000; width:139px; background:#fff; position:absolute;  border:1px solid #ccc; top:30px; left:0; overflow:auto; z-index:9999;}
	.newListSelected { color:#000; padding:0 5px; width:131px; height:22px; float:left; background: url(images/select.gif) no-repeat;}
	.newListSelected span {width:139px; display:block;}
	ul.newList li a {padding:3px 8px; display: block;}
	ul.newList li a:focus {-moz-outline-style: none;}
	.selectedTxt {width:139px; overflow:hidden; height:22px; line-height:22px; font-size:12px;}
	.hiLite {background:#650101!important; color:#fff!important;}
	.hiLite a {background:#650101!important; color:#fff!important;}
	.newListHover {background:#ccc!important; color:#000!important; cursor:default;}
	.newListSelHover, .newListSelFocus {cursor:default;}
	.newListOptionTitle {font-weight:bold;}
	.newListOptionTitle ul {margin:3px 0 0;}
	.newListOptionTitle li {font-weight:normal; border-left:1px solid #ccc;}
	#content_top #main_text, #content_top #freeReportsContent { padding:20px 10px 30px 30px; font-size:15px; line-height:1.5em;}
	#content_top #freeReportsContent {padding-bottom: 0;}
	#content_top .ref_text { float:left; width:652px;}
	#content_top h2 { padding:0 0 10px 0; font-size:20px;font-weight:normal;}
	#content_top #main_text h1, 	#content_top #main_text h2, 	#content_top #main_text h3, #content_top #main_text h4, #content_top #main_text h5,
	#content_top #freeReportsContent h1, #content_top #freeReportsContent h2, #content_top #freeReportsContent h3, #content_top #freeReportsContent h4, #content_top #freeReportsContent h5	{ font-weight:normal; padding:10px 0 5px 0;line-height:1.3em;}
	#content_top #main_text h1,
	#content_top #freeReportsContent h1 {font-size:28px;line-height:1.0em;}
	#content_top #main_text h2,
	#content_top #freeReportsContent h2 {font-size:24px;line-height:1.2em;}
	#content_top #main_text h3,
	#content_top #freeReportsContent h3 {padding:8px 0 5px 0; font-size:18px;}
	#content_top #main_text h4,
	#content_top #freeReportsContent h4 {padding:3px 0 3px 0; font-size:17px;}
	#content_top #main_text h5,
	#content_top #freeReportsContent h5 {padding:3px 0 3px 0; font-size:16px;}
	#content_top #main_text p,
	#content_top #freeReportsContent p {padding:8px 0 8px 0;}
	#content_top #main_text  a,
	#content_top #freeReportsContent a {text-decoration:underline;}
	#content_top #main_text a:hover,
	#content_top #freeReportsContent a:hover {text-decoration:none;}
	#content_top #main_text ul, #content_top #main_text ol {list-style-type: disc;padding:15px 0 15px 25px;}
	#content_top #main_text li {list-style-type: disc;padding-bottom:5px;}
	#content_top #main_text .tr {width: 100%;float: left;clear:both;margin:30px 0 25px 0;}
	#content_top #main_text .tr.tr2 {width: 280px;float: left;clear:none;margin:30px 0 25px 40px;}
	#content_top #main_text .tr.tr3 {width: 170px;float: left;clear:none;margin:30px 0 25px 40px;}
	#content_top #main_text .tr.tr4 {text-align: left;width: 190px;clear:none;text-align: left;margin:10px 10px 15px 15px;}
	#content_top #main_text .tr.tr4 ul {font-weight:normal;}
	#content_top #main_text #apply a {text-decoration:none;}
	#content_top #main_text .tr h3 {font-size: 18px;font-weight: normal;}
	#content_top #main_text .tr ul {font-size: 14px;line-height: 1.3em;margin-left: 8px;}
	#content_top #main_text .glossary dl {}
	#content_top #main_text .glossary dl strong {font-size: 16px;}
	#content_top #main_text .glossary dl dt {padding: 10px 0 3px 0;}
	#content_top #main_text .glossary dl dt a {text-decoration:none;}
	#content_top #main_text .glossary dl dd {padding: 0 0 5px;}
	#content_top #main_text .glosslist a {background: #EEEEEE;border: 1px solid #CCCCCC;border-radius: 5px 5px 5px 5px;font-size: 18px;font-weight: normal;padding: 3px;text-decoration: underline; margin: 15px 0 0;display:inline-block;}
	#content_top #main_text .glosslist a:hover {background: #fff;border: 1px solid #aaa;text-decoration: none;}

	#content_top #widgetAreaInnerPageBottom {width: 692px;}

	table.whichl2 {margin: 15px auto 15px auto;width:100%;border-collapse: collapse;border: 1px solid #AAAAAA;}
	table.whichl2 tr td {background:#fff;padding: 5px 5px 5px 10px;text-align: left;}
	table.whichl2 tr.c1 td {background:#fff;}
	table.whichl2 tr.c2 td {background:#ececec;}
	table.whichl2 tr th {background:#ddd;padding: 5px 5px 5px 10px;text-align: left;font-size: 14px;color:#555;}
	table.whichl3 {margin: 35px auto 30px auto;width:654px;border-collapse: collapse;}
	table.whichl3 tr td {background:#fff;padding: 5px 5px 5px 10px;text-align: left;}
	table.whichl3 tr.c0 {border:1px solid #ddd;}
	table.whichl3 tr.c0 th:first-child {text-align:left;}
	table.whichl3 tr.c1 {border:1px solid #ddd;}
	table.whichl3 tr.c1 td {background:#fff;}
	table.whichl3 tr.c2 td {background:#fff;}
	table.whichl3 tr td.r1 {background:#fcfcfc;padding: 5px 5px 5px 10px;text-align: left;width:150px;color:#555;}
	table.whichl3 tr td.r2 {padding: 5px 5px 5px 10px;text-align: left;}
	table.whichl3 tr td.r3 {padding: 5px 5px 5px 10px;text-align: left;}
	table.whichl3 tr td.r4 {padding: 10px 5px 35px 10px;text-align: center;font-size:15px;}
	table.whichl3 tr th {background:#ddd;padding: 5px 5px 5px 10px;font-size: 14px;color:#555;}

	table.contactD {margin: 10px 10px 25px 25px;padding: 10px 10px 15px 30px;width:600px;border-radius: 15px;background:#fdfdfd;border:1px solid #ddd;line-height:1.3em;}
	table.contactD tr td {padding: 8px 0;font-size:15px;vertical-align:top;}
	table.contactD tr td:first-child {font-weight:bold;width: 135px;}
	table.contactD tr td.rl {}
	table.contactD tr td.rr {}

	table.contactUs {margin:25px auto 15px auto;}
	table.contactUs span.required {color:red;}
	table.contactUs tr td {padding: 3px 5px;}
	table.contactUs tr td.rl {}
	table.contactUs tr td label {font-size: 15px;width:200px;display:block;}
	table.contactUs tr td.rr {}
	table.contactUs tr td.rlr {padding: 10px 5px 0px 5px;}
	table.contactUs tr td.rlr2 {padding: 10px 5px 5px 5px;}
	table.contactUs tr td input {border-radius:3px;border:1px solid #ccc;padding: 5px;width: 300px;}
	table.contactUs tr td textarea {border-radius:3px;border:1px solid #ccc;padding: 5px;width: 512px;}


table.contactUs input.sbutton {cursor: pointer; border:1px solid #999; height:35px; line-height:25px; width: 150px;display:block;margin:0px auto;
	background: #ededed; /* Old browsers */
	background: -moz-linear-gradient(top,  #ededed 0%, #eaeaea 48%, #cecece 49%, #e2e2e2 100%); /* FF3.6+ */
	background: -webkit-gradient(linear, left top, left bottom, color-stop(0%,#ededed), color-stop(48%,#eaeaea), color-stop(49%,#cecece), color-stop(100%,#e2e2e2)); /* Chrome,Safari4+ */
	background: -webkit-linear-gradient(top,  #ededed 0%,#eaeaea 48%,#cecece 49%,#e2e2e2 100%); /* Chrome10+,Safari5.1+ */
	background: -o-linear-gradient(top,  #ededed 0%,#eaeaea 48%,#cecece 49%,#e2e2e2 100%); /* Opera 11.10+ */
	background: -ms-linear-gradient(top,  #ededed 0%,#eaeaea 48%,#cecece 49%,#e2e2e2 100%); /* IE10+ */
	background: linear-gradient(to bottom,  #ededed 0%,#eaeaea 48%,#cecece 49%,#e2e2e2 100%); /* W3C */
	/*filter: progid:DXImageTransform.Microsoft.gradient( startColorstr='#ededed', endColorstr='#e2e2e2',GradientType=0 );*/ /* IE6-9 */
}

table.contactUs input.sbutton:HOVER {border:1px solid #777;
	background: #bcbcbc; /* Old browsers */
	background: -moz-linear-gradient(top,  #bcbcbc 0%, #d1d1d1 48%, #eaeaea 48%, #efefef 100%); /* FF3.6+ */
	background: -webkit-gradient(linear, left top, left bottom, color-stop(0%,#bcbcbc), color-stop(48%,#d1d1d1), color-stop(48%,#eaeaea), color-stop(100%,#efefef)); /* Chrome,Safari4+ */
	background: -webkit-linear-gradient(top,  #bcbcbc 0%,#d1d1d1 48%,#eaeaea 48%,#efefef 100%); /* Chrome10+,Safari5.1+ */
	background: -o-linear-gradient(top,  #bcbcbc 0%,#d1d1d1 48%,#eaeaea 48%,#efefef 100%); /* Opera 11.10+ */
	background: -ms-linear-gradient(top,  #bcbcbc 0%,#d1d1d1 48%,#eaeaea 48%,#efefef 100%); /* IE10+ */
	background: linear-gradient(to bottom,  #bcbcbc 0%,#d1d1d1 48%,#eaeaea 48%,#efefef 100%); /* W3C */
	/*filter: progid:DXImageTransform.Microsoft.gradient( startColorstr='#bcbcbc', endColorstr='#efefef',GradientType=0 );*/ /* IE6-9 */
}
	
	/*--- inner page ---*/
	#column_left_inner { float:left; width:260px;}
	#column_left_inner img { margin:auto;display:block;max-width:260px;}
	#column_right_inner { float:right; width:650px; padding:0 30px 0 20px;}
	#column_right_inner p { padding:3px 0 5px 0;font-size:14px; line-height:20px;}
	#contact_inner { width:264px;margin:15px 0; }
	#contact_inner_mid {width:264px;margin:0;overflow:hidden;padding:0 0 10px 0;}
	#contact_inner_bot {width:264px;margin:0;height:15px; }
	#contact_inner h3 { padding:12px 0 12px 25px;}
	#contact_inner #adress,
	#contact_inner #email,
	#contact_inner #phone,
	#contact_inner #mobile,
	#contact_inner #fax {margin:15px 0 0 25px; padding:0 0 0 30px; font-size:14px; color:#FFF; line-height:23px;}
	#content_top p.wb2 {margin:15px 5px 0 25px; padding:0px; font-size:14px; color:#FFF; line-height:14px;}
	#contact_inner #email { font-size:11px;}
	#inner_page_title { width:680px; height:36px; padding:12px 0 10px 20px; float:right;}
	#column_right_inner h1 { font-size:36px; margin:0; padding:0;}
	#column_right_inner h2 { font-size:18px; padding:10px 0 30px 0; }
	#apply {height:68px; margin:20px auto; text-align:center;}
	#apply a { display:inline-block; margin:0 0 0 110px; height:68px; font-size:24px; line-height:44px; text-align:center; font-style:italic; font-weight:bold; color:#FFF; padding:0;}
	.tr#apply {background-position:50% 0;}
	.tr#apply a {margin:0 auto;font-size:24px;font-style:normal; font-weight:normal;padding: 0;}
	* html #apply a { margin:0 0 0 20px;}
	#apply a { text-decoration:none; }
	#refinance_left { float:left; width:696px;}
	#refinance{ width:264px; float:right; }
	#content_bottom_wraper { width:100%;}
	#content_bottom { width:970px; margin:auto; padding:30px 0 0 0;}
	.box_top { width:270px; padding:0px 25px; float:left;  }
	#column3 .box_top {padding:0 25px 40px 25px;}
	.box_top.third{ width:295px;padding-right: 0px;  } 
	#column3 .box_top.third{ width:280px; } 
	.box_top p { padding:10px 0; font-size:14px; line-height:18px;}
	.box_top a { font-size:14px;}
	
	
	strong { font-weight:bold; font-size:14px;}
	
	#column3 { width:970px; margin:20px auto 0 auto;}
	#column3_top { width:970px; height:16px;}
	/*#column3 table { font-size:12px; }*/
	/*#column3 table th { padding:0 0 10px 0; text-align:left;}*/
	/*#column3 table td { line-height:16px;}*/
	/*#column3 form { padding:14px;}*/
	#column3 form span { display:block; float:left; margin:8px 5px 0 0;}
	
#footer_wraper { width:100%; height:52px; color: #77B7D1;}

.cl { clear:both;}
.clr, .clear { clear:both; line-height: 0px; font-size: 0px; margin: 0; padding: 0;}
.center {text-align:center;}
.centered {text-align:center;margin-left:auto;margin-right:auto;}